For Buyers
Buy Smarter. Save More.
Search properties across all NJ counties with access to GSMLS, CJMLS, BrightMLS, and Monmouth Ocean MLS. Plus, get up to 2% back at closing.
Search NJ Listings
Browse properties across all NJ counties. We have access to GSMLS, CJMLS, BrightMLS, and Monmouth Ocean MLS — all in one place.
GSMLS
Garden State MLS — North/Central NJ
IDX Search Coming Soon
CJMLS
Central Jersey MLS
IDX Search Coming Soon
BrightMLS
Mid-Atlantic region coverage
IDX Search Coming Soon
Monmouth Ocean
Shore counties MLS
IDX Search Coming Soon
Can't wait? Contact Nadia for a personalized property search.
Request a Custom SearchUp to 2% Buyer Rebate
We keep our commission low and pass the savings directly to you at closing. On a $500,000 home, that's up to $10,000 back in your pocket.
- Access to all NJ MLS listings in one place
- Up to 2% buyer rebate at closing
- Expert negotiation — 20+ years experience
- Buyer Net Sheet so you know your true costs
- Mortgage calculator & affordability tools
- First-time buyer guidance
2%
Buyer Rebate
We keep our commission low and pass the savings to you at closing.
Buyer Tools
Buyer Qualification
Conventional, FHA, or VA — find out which you qualify for
Open →Mortgage Calculator
Estimate your monthly payment with NJ taxes
Open →Affordability Calculator
Find your price range based on income
Open →Closing Cost Calculator
Know your total cash needed at closing
Open →Seller Net Sheet
Estimate net proceeds when selling
Open →Find a Vendor
Inspectors, attorneys, lenders
Open →Research NJ School Data
Buying a home in a good school district? Check school ratings, test scores, and parent reviews before you buy. School quality directly impacts property values in NJ — homes in top-rated districts sell for 10-20% more.
Search NJ Schools on GreatSchools.org10-20%
Price premium for homes in top-rated NJ school districts
1031 Exchange — Tax-Deferred Property Swap
A 1031 Exchange (named after Section 1031 of the IRS Code) allows real estate investors to defer paying capital gains taxes when they sell an investment property — as long as they reinvest the proceeds into a "like-kind" property. This is one of the most powerful wealth-building tools in real estate.
How It Works
- Sell your current investment property
- Identify replacement property within 45 days
- Close on replacement property within 180 days
- Use a Qualified Intermediary (QI) to hold funds
- Capital gains taxes are deferred — not eliminated
Key Rules
- Must be investment or business property (not primary residence)
- Like-kind: any real estate for any real estate
- Replacement property must be equal or greater value
- All cash proceeds must be reinvested
- Cannot touch the funds — must use a Qualified Intermediary
- Can do multiple exchanges to defer taxes indefinitely
Example: You sell a rental property for $500,000 with $150,000 in capital gains. Instead of paying ~$30,000+ in taxes, you reinvest into a larger property via 1031 exchange and defer the entire tax bill. Repeat this strategy to grow your portfolio tax-free.
Need help? Contact Nadia for guidance or to connect with a 1031 exchange Qualified Intermediary in NJ.
FAQ
Frequently Asked Questions
Common questions about buying a home in New Jersey